Find out what it takes to be eligible for Canadian immigration and begin your clear path to Canada

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Canada is one of the most liveable countries in the world and a popular country for immigrants. In addition to the sparsely populated areas, clean air, abundant natural resources, stable economic market and strong educational foundation, the generous welfare also laid a good foundation for life in Canada. It is undoubtedly one of the preferred destination for people from all over the world to move abroad.


The main purpose of Canada’s immigration policy is to attract overseas talents, capital and labour to improve local problems, promote innovation and economic development. Do you know what kind of benefits you can enjoy when immigrating to Canada?

1. Social Welfare: Government Housing, Welfare, Unemployment

Every year, the Canadian government allocates funds to build a large number of government buildings, which are managed by special companies commissioned by the government and rented out at ultra-low rent. These buildings are generally very beautiful buildings, which anyone can apply, and the rent is based on a certain percentage of income.

It is the cornerstone of Canada’s welfare system and ensures that everyone in Canada can maintain a basic standard of living, such as food, shelter and clothing. The benefit is available to anyone with no income or with less than CAN $1,000 in the bank. An average person can get 500 to 700 Canadian dollars per month, and a family of three can get about 1100 to 1300 Canadian dollars, which is enough to maintain a basic standard of living, so as the unemployed citizens.

For example, a Canadian resident (green card or citizen) who has worked for six consecutive months in a year and is unable to continue working due to unemployment, illness, birth or adoption of a child, then this temporary income is available through the National Employment Insurance Program.

2. Child Benefit: Monthly Allowance and GST/HST credit

In Canada, a tax-free monthly payment is being made to eligible families to help with the cost of raising children. Citizens receive up to CAN $6,400 per year for each child under 6 years old, and $5,400 for each child from 6 to 17 years old. In addition, a tax-free quarterly payment of up to $560 per year, can be made to modest-income families to get back some of the goods and services tax/harmonized sales tax (GST/HST) they have paid.

In addition, preschool education for children under the age of 6 in Canada is self-funded, and the cost is also quite large. Childcare costs CAN $600 to $800 per child per month. There are many low-income families who cannot get their children to receive early education, so the government has set up a special fund for childcare grants. Depending on the status of the applicant from the local government, the government sometimes subsidizes half, sometimes the full amount. This amount of money will be paid directly to the kindergarten that the child attends, it is necessary to register as soon as possible as many people apply for this fund.

3. Medical Pension

Basically, all provinces in Canada have programs that provide affordable, high-quality health care, such as the Free Health Program in Manitoba. In addition to dental and ophthalmology, patients do not need to pay for consultations, laboratory tests, hospitalization and surgery, only prescription drugs.

If the doctor thinks you need hospitalization or even surgery, all costs will be covered by the health insurance plan. In addition, patients do not have to pay a penny for food and medicines, etc. during hospitalization. Most prescription drugs are free for those over 65 and paid for on welfare.

In fact, everyone in Canada is eligible for a guaranteed pension. Newcomers to Canada are not entitled to a full pension as eligibility is based on length of residence. However, it is worth mentioning that, whenever you are a Canadian citizen or immigrant, when you are 65 years old or older, and you have lived in Canada for at least 10 years after the age of 18, you may receive a part of the OAS pension, which is based on your Years of residence in Canada.

Apart from Quebec, every province in Canada operates the Canada Retirement Plan. The Canada Retirement Plan is a public insurance plan through which Canadian residents receive benefits by deducting a certain amount of their monthly pension contributions from their monthly income after retirement or in the event of a long-term disability.

4. Allowances and Benefits: Income Security and Spousal Allowance

The Government of Canada also provides stipends and benefits to people with low or no income. Income refers to income from other countries, such as pensions, living expenses, wages, unemployment insurance benefits, and workers’ compensation or benefits. The less you earn, the more income protection benefits you get. For married couples, your spouse’s income will be considered when calculating GIS entitlements. However, GIS must be reapplied annually.

Follow Simard & Associates for more immigration information

We bring together a team of professional and experienced immigration consultants and lawyers, who have completed various Canadian immigration program applications for countless families and applicants, and provide one-stop immigration consulting services, allowing you to enjoy new live in Canada.